Take-Home Pay (Malaysia)

Your monthly pay in Malaysia after EPF, SOCSO, EIS and tax.

Before deductions.

Spouse without income

Result

Take-home pay a monthExample

RM 4,269.25

from RM 5,000.00

EPF (11%)
RM 550.00
SOCSO
RM 25.00
EIS
RM 10.00
LINDUNG 24 Jam
RM 37.50
Tax (PCB), est.
RM 108.25
Employer pays
RM 747.50 (EPF RM 650.00, SOCSO RM 87.50, EIS RM 10.00)
Take-home pay a year
RM 51,231.00
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  1. EPF: 11% of RM 5,000.00 = RM 550.00. SOCSO 0.5%, EIS 0.2%, LINDUNG 0.75%, on pay up to RM 6,000.
  2. Tax: RM 60,000.00 a year, less reliefs, is RM 46,650.00. Taxed RM 1,299.00, or RM 108.25 a month.

Rates as of 1 June 2026, employees under 60. More reliefs lower the tax.

An estimate, not financial advice.

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Questions

What is taken off my salary?

EPF (11% of your salary), SOCSO (about 0.5%), EIS (0.2%) and LINDUNG 24 Jam (0.75%, since 1 June 2026), the last three on wages up to RM 6,000, and your monthly tax deduction (PCB). Rates as of 1 June 2026, for Malaysian employees under 60.

Why is my payslip a little different?

SOCSO is charged from a fixed table, so it can differ by a few sen. PCB is worked out with LHDN’s own formula and the reliefs you declared to your employer, which spreads the year’s tax a little differently. The yearly tax you owe is settled when you file with e-Filing.

Which tax reliefs are counted?

The ones nearly everyone gets: RM 9,000 for yourself, your EPF up to RM 4,000, SOCSO and EIS up to RM 350, and, if you choose, RM 4,000 for a spouse without income and RM 2,000 for each child under 18, plus the RM 400 rebate when chargeable income is RM 35,000 or less. Insurance, education, medical and lifestyle reliefs lower the tax further.

What does my employer pay on top?

EPF of 13% of your salary (12% above RM 5,000 a month), SOCSO of about 1.75% and EIS of 0.2% on wages up to RM 6,000. These don’t come out of your pay; the result shows them so you can see your full cost to the employer.

Does it work for foreign workers or people over 60?

Not exactly: foreign workers pay EPF at a lower, phased rate, and employees aged 60 and over pay no EPF or EIS and a different SOCSO. Check with your employer or KWSP for those.

Is it free? Do I need an account?

It is free to use and there is nothing to sign up for. There are no watermarks and no daily limits.

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